Slip-and-fall liability is the single largest insurance exposure on any commercial floor. The good news for terrazzo: properly finished, it meets and typically exceeds current code. The risk comes from over-polishing, wax over-application, or specifying the wrong product in a wet zone. This guide covers what the current standards require and how to specify accordingly.
The current standard
ANSI A326.3 is the current US standard for dynamic coefficient of friction (DCOF) measurement on hard-surface flooring. It uses a BOT-3000E test device with SBR rubber on a water-wet surface, and replaces the older ASTM C1028 static COF measurement (which is no longer recognized for code or insurance purposes).
| Surface condition | Minimum DCOF | Typical terrazzo result |
|---|---|---|
| Level interior, dry to occasionally wet | 0.42 | 0.50–0.65 well-finished |
| Level interior, frequently wet (showers, kitchens) | 0.55+ | 0.55–0.70 with appropriate finish level |
| Stair treads (per ADA) | 0.42+ with visual contrast | 0.55+ with abrasive-aggregate nosing |
| Exterior, dry | 0.42 | Cementitious typically 0.55+ |
| Ramps | Per accessible route requirements | 0.55+ for compliance margin |
How finish level affects slip
Terrazzo finish level is a continuum. A 400-grit grind produces a near-honed surface with high slip resistance (~0.65 wet) but lower gloss. A 1500-grit polish produces high reflective gloss (~0.45 wet) — still code-compliant for level interior, but with a smaller margin. A 3000-grit fine polish goes higher gloss but starts to risk the slip margin in occasionally wet conditions.
The practical recommendation: finish to 800–1500 grit for typical interior commercial. Use 400–800 for wet zones, food service, and exterior. Reserve 3000+ polish for low-traffic gallery and museum spaces where slip risk is genuinely low.
Wet zone strategies
Showers, locker rooms, swimming-pool surrounds, and commercial kitchens need DCOF ≥ 0.55. Two ways to get there in terrazzo:
- Finish to a lower-grit honed surface. Stops at 400 grit, no high-gloss polish, but still sealed. Loses the 'wet look' but is permanently slip-rated.
- Add slip-resistant aggregate to the surface. Aluminum-oxide or silicon-carbide grit broadcast into the surface during pour, then ground flush. Holds slip rating regardless of polish level.
For lab and pharma environments where chemical resistance matters more than gloss, the honed terrazzo finish is the better choice — high-gloss polish in lab corridors is uncommon and produces a slip problem at any wet event.
ADA stair-nosing requirements
ADA 2010 § 504.4 requires stair treads with a contrasting tread nosing 2" deep, visually distinct from the tread surface. § 504.4.1 requires the nosing to be slip-resistant. Two compliant approaches:
- Integral abrasive nosing cast into the precast tread. Aluminum-oxide grit is cast into a 2" strip at the leading edge; produces both visual and slip contrast.
- Brass nosing strip set into the tread leading edge. Provides visual contrast through metal-vs-matrix; slip rating from texture cast into the brass.
Photoluminescent nosings are also available for egress-stair installations — the strip absorbs ambient light and provides a visible glow during power outages. Code-required in some applications under IBC § 1024.
Tactile warning surfaces
Truncated-dome detectable warning surfaces are required at the bottom of accessible ramps, at the edge of train platforms, and at certain pedestrian/vehicular interfaces (ADA § 705 and the ABA equivalent). These are not part of the terrazzo system itself — they're a separate cast-in-place or surface-applied product set into a recess in the floor. Coordinate the dimension and depth of the recess with the terrazzo installer during shop drawings.
Documenting compliance
Best practice for protecting the owner from slip-and-fall claims:
- Specify DCOF requirement in submittals ("DCOF ≥ 0.42 per ANSI A326.3, measured on field samples at final polish level").
- Perform DCOF testing on the actual installed floor at substantial completion — not just on the lab sample. Test reports become part of closeout documentation.
- Re-test at 1 year and at 5 years as part of the maintenance program. Slip rating drifts as the sealer ages and traffic wears the surface.
- Train facility staff on the products and procedures that maintain slip rating (the previous article covers this).
Frequently asked
Is the older ASTM C1028 SCOF standard still used?
+
Not for current code or insurance. ANSI A326.3 (DCOF) replaced it across the industry as of 2017. Some older specs still reference C1028 — those should be updated to A326.3.
What's a defensible specification line for slip resistance?
+
"Furnish and install terrazzo flooring with dynamic coefficient of friction (DCOF) ≥ 0.42 per ANSI A326.3, measured wet on the finished floor surface. Provide DCOF test report at substantial completion."
Can we add slip-resistant treatment after the floor is installed?
+
Yes — chemical acid-etch treatments and post-applied anti-slip coatings can raise DCOF on an existing terrazzo floor. These are typically used as a remediation, not a planned system; the better approach is to specify the right finish level from the start.

